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Home Equity & Home Improvement Loans.. Loans are available only on property in Texas. 15 year term requires loan amount of $50,000 or more.Texas law requires a 12-day cooling-off period before Home Equity or Home Improvement Loans may be closed and there is a three-day Right of Rescission after closing before the funds may be disbursed.
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The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs. Buy a home in Texas with help from a Family Member. When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.
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Texas’s reluctance to embrace home equity loans is well-known; it was not until 1997 that Texas voted, through a ballot initiative, to amend the Texas Constitution to allow such loans. But, when.
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