Choose a lender that says they can close in 30 days and be wary of any lender who says it will be closer to 90 days from start to finish. "It shouldn’t take that long, but some lenders always drag it out," she says. Gather all the paperwork you need to refinance before you begin the process. Remember that you’ll need pay stubs for at.
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· The average time to close on a house in NYC after you have a fully executed purchase contract is anywhere from 30 days if you are buying all cash to 90 days if you are purchasing with a mortgage. The answer to how long does it take to close on a house in NYC therefore depends on whether you are financing your purchase or not.
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If you have found a house to buy: How long does it take to close? If you’ve found a home already, it will probably take between 40 and 50 days to close the home mortgage, based on national averages.
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Some borrowers don’t get any conditions. In such cases, the mortgage underwriting process does not take as long. Other borrowers get one or more conditions they must resolve, before they are "clear to close." Underwriting tends to take longer in these scenarios. Learn more about these conditions.
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