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Best FHA Loans of 2019 | U.S. News – A mortgage is a secured loan and the house is the collateral. Your name will appear on the deed, but the lender will keep a lien against it until the loan is repaid in full. If you default, the lender has the right to sell the property and recover the balance due.
Home Equity Loans: The Pros and Cons and How to Get One – A home equity loan is a type of second mortgage.Your first mortgage is the one you used to purchase the property, but you can use additional loans to borrow against the home if you’ve built up enough equity.Using your home to guarantee a loan comes with some risks, however.
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6 Tips to Get Approved for a Home Mortgage Loan – Getting Your Mortgage Loan Approved 1. Know Your credit score. 2. save Your Cash. 3. Stay at Your Job. 4. Pay Down Debt and Avoid New Debt. 5. Get Pre-Approved for a Mortgage. 6. Know What You Can Afford.
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