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second mortgage Archives – Stated-Income – Stated-Income. What is a HELOC Account? August 23, 2018 By JMcHood. A HELOC account, or Home Equity Line of Credit account, is where your money from your second mortgage sits. The HELOC is unique because it does not give you a lump sum of money. For example, let’s say you took out $50,000 as a.
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